Health and Dental Benefits Plan
The Douglas Students’ Union runs a health and dental plan to make health coverage more accessible and affordable for students.
The extended health and dental gives you coverage and supports you to maintain high quality of health and ensures that you are covered when medical emergencies come up.
Students in 2003 voted in favour of a mandatory plan to ensure students have a comprehensive plan at low cost.
The highlights below are provided as general information only. For a more comprehensive list of items covered, please click here.
PLEASE NOTE:
In the event of any discrepancy between the information herein and our contract with the insurer, the terms of the contract will apply.
Our benefit year runs from September until August of the following year.
You may use your benefits card and simply pay the 20% difference for the following services at the time of your appointment (if the provider accepts pay-direct):
Dental Coverage
Reimbursement is at 80% up to a maximum of $500 per benefit year.
**IMPORTANT** Please request your dental office to submit a pre-determination/pre-authorization to the insurance carrier prior to treatment of specialist services and any treatment plan exceeding $300.
Prescription Drugs
Reimbursement is at 80% to a maximum of $3,000 per benefit year. Generic equivalent drug substitution applies.
Vision
Reimbursement is at 100% to a maximum of $60 for one eye exam, and to a maximum of $100 for glasses/contact lenses every 24 months, from first date of purchase.
Paramedical Coverage
The services of the following practitioners are reimbursed at 80% to a maximum of $300 per patient, per type of practitioner, per benefit year and to a combined $500 for all practitioners listed:
• Chiropractor* (including one x-ray examination per benefit year)
• Registered Massage Therapist (RMT)*
• Physiotherapist*
• Speech Therapist*
• Podiatrist/Chiropodist* (including 1 x-ray examination per benefit year)
• Psychologist, Social Worker or Registered Clinical Counselor
*Physician’s Prescription/Referral Required
Travel Medical Insurance
Our travel medical coverage includes $5 million of coverage per incident, for emergencies and illnesses while traveling outside of British Columbia/Canada.
Please contact the DSU at either campus prior to your trip if you have any questions, or you may call the number on the back of your Global Medical Assist card for more info.
While the above information is not a comprehensive list of coverage, you may visit www.mystudentplan.ca for a more comprehensive list of services that you are covered for, under our plan.
If you have any further questions or need assistance, you may contact the DSU at either campus, and we will be happy to assist you.
For any other detailed or specific coverage information needed, please contact
Great-West Life Assurance directly at 1 (800) 957-9777.
Please ensure you have your Plan Number (166584) and Student ID number when calling.
myBenefits at a Glance
